How to Add Payment Method on Shopify 2025: Guideline
Introduction: How to Add Payment Method on Shopify: A Complete Beginner’s Guide
Knowing how to add payment method on Shopify is crucial for ensuring smooth checkouts and happier customers. Whether you’re just starting or optimizing your Shopify store, this step-by-step guide walks you through every option and best practice.
In 2025, the eCommerce world is more competitive than ever. A poor checkout experience caused by confusing or limited payment methods can seriously hurt your conversion rate. This guide not only explains how to add payment method to Shopify store but also gives you insights on removing, changing, and selecting the best one for your business.
Table of Contents
Why Payment Setup Matters for Shopify Stores
Your payment gateway is where the money meets your store. Here’s why it’s so important:
- Get paid faster: Reduce the time it takes to receive your payouts.
- Offer flexibility to your customers: Credit cards, wallets, bank transfers—all can make a difference.
- Build trust with secure transactions: Professional and secure options help reduce cart abandonment.
- Global reach: Some gateways support multi-currency and international sales better than others.
- Fewer disputes and chargebacks: The right payment system can detect fraud and handle disputes professionally.
Understanding this helps you make smart decisions before you change payment method Shopify or add a new one.
Let’s explore how to add, change, and manage payment methods on Shopify.
Payment Methods Available on Shopify
| Payment Type | Example Providers | Best For | Notes |
|---|---|---|---|
| Shopify Payments | Shopify | Default setup, low fees | Fast setup, no monthly fees |
| Third-Party Gateways | Stripe, PayPal, Authorize.net | Global customers | Varies by country/fee structure |
| Manual Payments | Bank Transfer, COD | Offline/local stores | Need to manually verify orders |
| Wallets & Pay Later | Apple Pay, Klarna | Mobile, Gen-Z buyers | Require separate activation |
When to Use Which Payment Method?
- Use Shopify Payments for streamlined transactions and fastest payout
- Offer PayPal + Apple Pay for mobile convenience and global trust
- Enable manual payment (COD) for local delivery or older audiences
- Use Buy Now, Pay Later (BNPL) to boost AOV during holidays
Which Payment Method Is Best for Shopify?
So, which payment method is best for Shopify? It depends on your business needs. Here’s a breakdown:
1. Shopify Payments
- Built-in and easy to activate
- No extra transaction fees
- Includes Apple Pay, Google Pay, and Shop Pay
2. PayPal
- Widely used and trusted by millions
- Simple setup via PayPal Express
- Instant payments
3. Stripe
- Great for international merchants
- Advanced fraud detection tools
- Customizable checkout
4. Manual Payments
- For cash on delivery, bank deposits, or local transfers
- Useful in regions with limited payment gateway support
When deciding which payment method is best for Shopify, compare:
- Transaction fees
- Setup complexity
- Payment speed
- Customer trust and behavior
Pro Tip: Use Shopify Payments if available—it simplifies everything.
Step-by-Step: How to Add Payment Method to Shopify Store
Let’s walk through how to add payment method to Shopify store:
Step 1: Log in to Your Shopify Admin
Go to your Shopify dashboard at shopify admin
Step 2: Access Payment Settings
Navigate to Settings > Payments.
Step 3: Go to the Additional Payment Method
Under “Search by Payment Methods,” select the method you want:
- Mastercard
- PayPal
- Third-party providers
- Manual payment methods
Step 4: Click Activate
Click Activate beside your chosen provider.
Step 5: Enter Account Credentials
You’ll be prompted to log in or provide API keys (especially for PayPal and Stripe).
Step 6: Save and Test
Click Save, then place a test order to ensure everything works.
Repeat this process to change payment method Shopify whenever needed.
How to Change Payment Method on Shopify Without Errors
Switching payment methods? Here’s how to change payment method on Shopify without causing issues:
- Go to Settings > Payments
- Under your current provider, click Manage
- Click Deactivate
- Confirm the deactivation
- Select and activate the new payment method
Common reasons to Shopify change payment method:
- Lower transaction fees
- Regional restrictions
- Better integration options
- Customer preferences
Changing providers can be risky during high traffic—schedule the switch during off-hours.
Always test checkout flow after making changes.
How to Remove Payment Method from Shopify Store
If you’re reworking your checkout process, you might need to know how to remove payment method from Shopify:
- Go to Settings > Payments
- Under the active provider, click Manage
- Choose Deactivate or Remove provider
- Confirm the action
Reasons to remove a method include:
- Outdated provider
- Switching to Shopify Payments
- Temporary business closure
You can change payment method Shopify later by reactivating or adding a new one.
Adding Manual Payment Methods to Shopify
Manual methods are helpful in cash-dominant regions. Here’s how to add payment method to Shopify store manually:
- Go to Settings > Payments
- Scroll down to Manual payment methods
- Click Add manual payment method
- Choose from Bank Deposit, Money Order, Cash on Delivery, etc.
- Provide instructions for the customer
- Click Activate
This is often essential for local deliveries or B2B transactions.
Don’t forget to mark orders as paid manually.
Common Issues When You Change Payment Method Shopify
Here are common issues you may face when trying to change payment method Shopify:
- Duplicate providers: Don’t activate the same provider twice.
- Checkout not working: Caused by incomplete setup.
- Payout delays: Switching providers resets payout schedule.
- Payment not showing: Clear cache or try incognito mode.
If issues persist, consult Shopify Support or a certified Shopify Expert.
Advanced Tip: Use Multiple Payment Methods
Want to boost conversions? Combine multiple gateways:
- Shopify Payments + PayPal
- Shopify Payments + Manual Methods
- Stripe + Cryptocurrency gateway (using a third-party app)
Offering more options reduces bounce rates and cart abandonment.
Still wondering which payment method is best for Shopify? Use Google Analytics or Shopify reports to track conversions by gateway.
How to Control Payment Methods Using PayRules (by KlinKode)
Want to disable Cash on Delivery for high-risk products or customers outside your local area?
With PayRules, you can:
- Disable COD for specific products or collections
- Allow only prepaid cards for high-ticket items
- Show or hide payment methods based on location or customer tag
- Automatically adjust payment options during flash sales or fraud spikes
This protects you from order abuse while keeping the experience smooth for real customers.
FAQs: Shopify Payment Methods
1. Can I use multiple payment methods on Shopify?
Yes! You can activate Shopify Payments, PayPal, and even manual methods together.
2. Which payment method is best for Shopify in 2025?
Shopify Payments remains the top choice due to low fees and native integration.
3. How do I change payment method Shopify safely?
Deactivate the old method first, then activate the new one. Always test checkout.
4. Can I remove payment methods I don’t use?
Absolutely. Go to Settings > Payments > Manage and click “Deactivate.”
5. How to add payment method to Shopify store with custom options?
Use apps to integrate advanced gateways or country-specific payment methods.
Final Thoughts: Master How to Add Payment Method on Shopify
To recap:
- Understand how to add payment method on Shopify with detailed steps
- Know how to change payment method on Shopify to fit evolving needs
- Learn how to remove payment method from Shopify when cleaning up
- Discover which payment method is best for Shopify for your audience
- Repeatedly review and test settings as your store grows
Whether you’re just starting or scaling, the ability to change payment method Shopify and optimize checkout will directly affect your bottom line.
Now that you know how to add payment method to Shopify store like a pro, it’s time to give your customers the frictionless checkout they deserve.
Bonus Tip: Use Shopify apps like “PayRules” to apply payment restrictions or customize payment visibility based on country, cart value, or products.
